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Centy Personal Account
Managing money doesn’t have to be stressful. With a Centy personal account, you can create custom wallets for budgeting, saving, and spending—so every coin has a purpose. Whether you're saving for school fees, rent, or a new phone, Centy helps you stay in control and on track.
Purpose-Driven Wallets
Each Centy wallet is designed for a specific financial goal. And here’s the best part—your wallets are linked to payers and payment plans. That means the money you save is used exactly as planned. No surprises. No detours. Just total control.
Built-In Financial Discipline
Centy doesn’t just help you save—it teaches you financial discipline. Our wallet system includes powerful tools to help you manage debt and avoid unnecessary borrowing. With Centy, you don’t just track your money. You master it.
Achieve Your Dreams with Savings Goals
Set your financial goals and contribute at your own pace—daily, weekly, or monthly. Whether it's a big goal or a small one, Centy helps you build towards it consistently, turning dreams into plans and plans into reality.
Seamless Payments
Centy Wallets are connected to all major payment methods—Cards, Mobile Money, and Bank Transfers—making it easy to fund your wallets and spend when the time is right.
Centy Business
Smart Wallets for Smart Businesses
Centy Business is designed to help you thrive—not just survive. It’s more than just a wallet; it’s your complete business finance partner.
Purpose-Driven Wallets
Control Your Cash Flow with Purpose-Driven Wallets
With Centy Business, you can budget for stock, separate profits, and automatically schedule transfers to your personal Centy wallet based on your needs. Your money is organized, and your priorities are funded—no guesswork, no mess.
Smart Mobile Money Till
Smart Till for Seamless Collections
Every Centy Business account comes with a Smart Mobile Money Till, intelligently configured to split incoming payments and route them to the right wallets—stock, expenses, profits, savings, and more. You collect once, and Centy does the rest.
Multiple payment methods
Accept More, Earn More
Grow your sales by accepting multiple payment methods:
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POS Device for Card Payments
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Mobile Money Integration
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Bank Transfer Support
Centy ensures you never miss a sale—regardless of how your customer chooses to pay.
Smart Mobile Money Till
Track Sales, Stock & Performance in Real-Time
Every Centy Business account is equipped with powerful POS software that lets you:
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Monitor sales in real time
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Track inventory
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Generate reports for better decision-making
Say goodbye to manual records—Centy gives you the clarity and control you need to scale.
Centy Junior
Raise Money-Smart Kids—One Wallet at a Time
Give your child the tools to learn financial responsibility from a young age. Centy Junior empowers children and teens to budget, save, and even start investing—building money habits that last a lifetime.
Smarter School Money Management
Centy Junior links directly to your child’s school expenses, making it easy for you to
- Pay school fees effortlessly
- Send pocket money with clear limits and visibility
- Monitor spending in real time
Skoolid: Secure, Smart, and Student-Friendly
Every Centy Junior account comes with a Skoolid card—a physical card embedded with biometric security.
Students use it to
- Pay at the school canteen
- Access school gates or classes (if integrated)
- Stay safe—only your child can access their funds
Digital Tools for the Next Generation
Students also get access to Visa-enabled virtual cards through the Centy web app. These secure virtual cards empower them to.
- Make safe online payments
- Subscribe to learning platforms
- Develop healthy digital spending habits